1. Hand in the Gift Card the day of your session 2. Non refundable and cannot be redeemed for cash 3. Valid for 1 year after issuance date 4. Can be redeemed for any service, product or package 5. Can be redeemed in Silkor branches of the same country 6. The online gift card can be redeemed partially till balance is exhausted 7. Please do not refresh the page, or disconnect your internet once on the Bank Audi portal as this will cause uncontrollable problems in your purchase. If this does occur after the payment went through, please immediately contact us to resolve the issue.